Protect the ones you love the most

Key Benefits of Life Insurance

Financial Security for Loved Ones

Life insurance provides a financial safety net for your family in the event of your untimely demise. It helps cover daily expenses, debts, and long-term goals like education or marriage.

Wealth Creation and Savings

  1. Some life insurance policies, like endowment or unit-linked plans, combine insurance with investment. They help you save systematically and can provide returns over time, contributing to wealth creation.

Tax Benefits

Premiums paid for life insurance policies are eligible for tax deductions under Section 80C of the Income Tax Act. Additionally, payouts from certain policies may be tax-free under Section 10(10D).

Peace of Mind

Knowing that your family’s financial future is secure offers immense peace of mind, allowing you to focus on your present without constant worry about uncertainties.

Why Choose Life Insurance

99.23%

Claim Settlement Ratio

1 Day

Claim Settlement

90.7%

Policy Renewal Rate

30 Days

Easy Refund

1.1 Lac Cr

Total Assets Managed

195%

Solvency Ratio

1.02 Cr

Lives insured so far

Hassle Free

Easy Payment

How We Are Your Trusted Partner?

99.23% Claim Settlement Ratio

Our Promise of Integrity- 99.23% Claim Settlement Ratio** for FY 2024

Most Trusted BFSI Brand - 2023

Recognised among ‘Most Trusted BFSI Brands 2023’ by Marksmen Daily

Growing Trust with Higher Claim Settlement Ratio

FAQ!!

  • Can I surrender my life insurance policy?

    Yes, you can surrender your policy, but it is not always advisable. Surrendering may result in losing significant benefits, and you may receive only a portion of the premiums paid, called the surrender value.

  • Is there an age limit for buying life insurance?

    we offer life insurance for individuals between the ages of 26 and 55. However, the premium amount increases with age. It’s better to start early for lower premiums and higher coverage.

  • Are BFSI life insurance premiums eligible for tax benefits?

    Yes, BFSI life insurance premiums qualify for deductions under Section 80C (up to ₹1.5 lakh annually). Additionally, the maturity or death benefits are tax-free under Section 10(10D), subject to conditions.

  • What happens if I miss a premium payment?

    We provides a grace period of up to 30 days for premium payments. If the payment is not made during this period, the policy may lapse. However, you can reinstate it by paying the due premiums along with applicable charges.

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