We provides a grace period of up to 30 days for premium payments. If the payment is not made during this period, the policy may lapse. However, you can reinstate it by paying the due premiums along with applicable charges.

Yes, BFSI life insurance premiums qualify for deductions under Section 80C (up to ₹1.5 lakh annually). Additionally, the maturity or death benefits are tax-free under Section 10(10D), subject to conditions.

we offer life insurance for individuals between the ages of 26 and 55. However, the premium amount increases with age. It’s better to start early for lower premiums and higher coverage.

Yes, you can surrender your policy, but it is not always advisable. Surrendering may result in losing significant benefits, and you may receive only a portion of the premiums paid, called the surrender value.